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Unexpected email from Yorkshire Bank

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1

I have started receiving unexpected emails from Yorkshire Bank.

I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.

The first of the strange emails reads:

Your partial postcode is 8NX

We've included your postcode at the top so you can be sure this email
is from Yorkshire Bank. To see how you can stay safe online, visit the
Security Centre

We've sent your Authentication Code Letter

Hi Mr Stewart,

You should have received our letter that contains an authentication
code by now.

Once you've got our letter, you can confirm the code by clicking on
the button below to get back to your application, and then follow the
instructions. This will allow us to progress with your application.

The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.

There have been 3 following emails, of an advertising nature.

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.

Is this likely or even possible?

What other explanation might there be?

email banks identity-theft

share|improve this question

asked 4 hours ago

StewartStewart

1084

add a comment | 

1

I have started receiving unexpected emails from Yorkshire Bank.

I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.

The first of the strange emails reads:

Your partial postcode is 8NX

We've included your postcode at the top so you can be sure this email
is from Yorkshire Bank. To see how you can stay safe online, visit the
Security Centre

We've sent your Authentication Code Letter

Hi Mr Stewart,

You should have received our letter that contains an authentication
code by now.

Once you've got our letter, you can confirm the code by clicking on
the button below to get back to your application, and then follow the
instructions. This will allow us to progress with your application.

The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.

There have been 3 following emails, of an advertising nature.

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.

Is this likely or even possible?

What other explanation might there be?

email banks identity-theft

share|improve this question

asked 4 hours ago

StewartStewart

1084

add a comment | 

I have started receiving unexpected emails from Yorkshire Bank.

I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.

The first of the strange emails reads:

Your partial postcode is 8NX

We've included your postcode at the top so you can be sure this email
is from Yorkshire Bank. To see how you can stay safe online, visit the
Security Centre

We've sent your Authentication Code Letter

Hi Mr Stewart,

You should have received our letter that contains an authentication
code by now.

Once you've got our letter, you can confirm the code by clicking on
the button below to get back to your application, and then follow the
instructions. This will allow us to progress with your application.

The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.

There have been 3 following emails, of an advertising nature.

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.

Is this likely or even possible?

What other explanation might there be?

email banks identity-theft

share|improve this question

asked 4 hours ago

StewartStewart

1084

share|improve this question

asked 4 hours ago

StewartStewart

1084

share|improve this question

asked 4 hours ago

StewartStewart

1084

asked 4 hours ago

StewartStewart

1084

asked 4 hours ago

StewartStewart

1084

1 Answer
1

active

oldest

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3

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.

Do not use the links in the e-mail.

If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.

share|improve this answer

answered 2 hours ago

vidarlovidarlo

3,929823

add a comment | 

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3

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.

Do not use the links in the e-mail.

If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.

share|improve this answer

answered 2 hours ago

vidarlovidarlo

3,929823

add a comment | 

3

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.

Do not use the links in the e-mail.

If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.

share|improve this answer

answered 2 hours ago

vidarlovidarlo

3,929823

add a comment | 

I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.

If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.

Do not use the links in the e-mail.

If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.

share|improve this answer

answered 2 hours ago

vidarlovidarlo

3,929823

share|improve this answer

answered 2 hours ago

vidarlovidarlo

3,929823

answered 2 hours ago

vidarlovidarlo

3,929823

answered 2 hours ago

vidarlovidarlo

3,929823